Educators, your students' futures are important, but so is yours. It's not too early to start thinking about your future. Shelly Demott-Crittendon, LUTCF Crittendon Insurance and Financial Services 530-790-0363 Fax 530-763-5454 shelly.crittendon@horacemann.com Insurance License #0F12706 . Auto . Home Life . Annuity Horace Manm Founded by Educators for Educators