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    April 24, 2020
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RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT THE WORLD MARKET IN A TIME OF PANDEMIC Stock prices reflect the investors' expectations for future profits, which is why the stock market can be used to gauge the public's attitude about our future. Right now, that outlook seems all over the place, with stock prices rising and falling dramatically on a daily basis. Declines have been especially noticeable in large tech companies like Microsoft, Google, and Apple and software companies like Salesforce and ServiceNow, while recovery for airline and retail companies is months away at best. However, the pandemic hit at a time when the world's economy was relatively stable if not robust, and fear and panic are more likely to derail our financial stability than financial realities are. If you work with a Financial Consultant, he or she should have incorporated market volatility and potential downturns into your investment strategies, especially noted in your investment policy statement. If you are particularly worried about the market and your money, think through your goals, and what the money can do for you in the future. At Ryan Wealth Management we help our clients achieve greater confidence, and financial freedom, so they can focus on what really matters. We provide personalized financial solutions that take into account all aspects of your financial life and offer guidance, clarity of thought, and expertise to help you gain confidence in a more secure financial future. Call us to schedule a consultation. Comparisons to the financial effects of past pandemies are questionably helpful when considering the enormity of the effects technology companies currently have on the market today. To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Opinion analysis report! And help answer the question: "Will Í outlive my money?" Rob Ryan isa Reglatered Representative offering securities and advisory services threugh Reyal Alliance Associates, Inc. a registered broker dealer and registered investment advisor, Member FINRA. SIPC. Additional advisory services, insurancer and Estate Planning offered through Ryan Wealth Management are independent of Royal Alliance. Principal of Ryan Wealth Management, Inc. located at 463 Centary Park Drive ie Yubu City. CA Insurance L. rOCOs959 RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT THE WORLD MARKET IN A TIME OF PANDEMIC Stock prices reflect the investors' expectations for future profits, which is why the stock market can be used to gauge the public's attitude about our future. Right now, that outlook seems all over the place, with stock prices rising and falling dramatically on a daily basis. Declines have been especially noticeable in large tech companies like Microsoft, Google, and Apple and software companies like Salesforce and ServiceNow, while recovery for airline and retail companies is months away at best. However, the pandemic hit at a time when the world's economy was relatively stable if not robust, and fear and panic are more likely to derail our financial stability than financial realities are. If you work with a Financial Consultant, he or she should have incorporated market volatility and potential downturns into your investment strategies, especially noted in your investment policy statement. If you are particularly worried about the market and your money, think through your goals, and what the money can do for you in the future. At Ryan Wealth Management we help our clients achieve greater confidence, and financial freedom, so they can focus on what really matters. We provide personalized financial solutions that take into account all aspects of your financial life and offer guidance, clarity of thought, and expertise to help you gain confidence in a more secure financial future. Call us to schedule a consultation. Comparisons to the financial effects of past pandemies are questionably helpful when considering the enormity of the effects technology companies currently have on the market today. To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Opinion analysis report! And help answer the question: "Will Í outlive my money?" Rob Ryan isa Reglatered Representative offering securities and advisory services threugh Reyal Alliance Associates, Inc. a registered broker dealer and registered investment advisor, Member FINRA. SIPC. Additional advisory services, insurancer and Estate Planning offered through Ryan Wealth Management are independent of Royal Alliance. Principal of Ryan Wealth Management, Inc. located at 463 Centary Park Drive ie Yubu City. CA Insurance L. rOCOs959