RETIREMENT PLANNING With Rob Ryan RYAN WEALTH MANAGEMENT LONG-TERM CARE When considering the purchase of long-term care insurance, remember that an estimated two-thirds of adults who are currently 65 years old will need some type of long-term care services in the years ahead. Long-term residential options include "residential care facilities, which generally provide a private room, shared meals, help with everyday tasks, and transportation to appointments, but usually not nursing or medical care. "Assisted living facilities" customarily provide apartments for residents and some help with daily care, but not at the level that a nursing home provides. "Continued care retirement communities" (CCRC) provide services that range from independent living to skilled nursing. "Nursing homes"are the only federally regulated long-term care facilities. Your good health can help reduce the cost of long- term care insurance. Insurers offer discounts that you do not lose even when your health changes. Ryan Wealth Management provides personalized financial solutions that take into account all aspects of your financial life and offer guidance, clarity of thought, and expertise to help you gain confidence in a more secure financial future. To learn more about our services, please call us today. Medicare provides some care coverage for skilled nursing or rehabilitative services, for a maximum of 100 days per stay Source: Mayo Clinic Health Letter DEC1S (w.c.124)INSURII18D) To contact Rob Ryan (530) 671-2100 retire@ryanwealth.com www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Opinion analysis report! And help answer the question: "Will I outlive my money?" Rob Ryan is a Registered Representative offering securities and advisory services tkrough Reyal Alliance Associates, Inc. . regiatered broker-dealer and regiatered investent adviser, Member FINRA, SIPC. Additional advisary services, inrasce and Estate Planning offered thresgh Ryan Wealth Management are indpendent of Royal Allianoe. Principal of Ryan Wealth Management, Inc. located at 463 Century Park Drive in Yaba Cay CA Insarance L ocas9s9 RETIREMENT PLANNING With Rob Ryan RYAN WEALTH MANAGEMENT LONG-TERM CARE When considering the purchase of long-term care insurance, remember that an estimated two-thirds of adults who are currently 65 years old will need some type of long-term care services in the years ahead. Long-term residential options include "residential care facilities, which generally provide a private room, shared meals, help with everyday tasks, and transportation to appointments, but usually not nursing or medical care. "Assisted living facilities" customarily provide apartments for residents and some help with daily care, but not at the level that a nursing home provides. "Continued care retirement communities" (CCRC) provide services that range from independent living to skilled nursing. "Nursing homes"are the only federally regulated long-term care facilities. Your good health can help reduce the cost of long- term care insurance. Insurers offer discounts that you do not lose even when your health changes. Ryan Wealth Management provides personalized financial solutions that take into account all aspects of your financial life and offer guidance, clarity of thought, and expertise to help you gain confidence in a more secure financial future. To learn more about our services, please call us today. Medicare provides some care coverage for skilled nursing or rehabilitative services, for a maximum of 100 days per stay Source: Mayo Clinic Health Letter DEC1S (w.c.124)INSURII18D) To contact Rob Ryan (530) 671-2100 retire@ryanwealth.com www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Opinion analysis report! And help answer the question: "Will I outlive my money?" Rob Ryan is a Registered Representative offering securities and advisory services tkrough Reyal Alliance Associates, Inc. . regiatered broker-dealer and regiatered investent adviser, Member FINRA, SIPC. Additional advisary services, inrasce and Estate Planning offered thresgh Ryan Wealth Management are indpendent of Royal Allianoe. Principal of Ryan Wealth Management, Inc. located at 463 Century Park Drive in Yaba Cay CA Insarance L ocas9s9