RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT Chny Yer Ca l MAKING THE BASKET CASE One of the most important rules of investing is the recommendation to "diversify."Put simply, this advice boils down to "not putting all your eggs in one basket."Doing so heightens risk. With this in mind, mutual fundsoffer instant diversificationand management, which is why they are appropriate investments for the average investor. Mutual funds pool investors'assets to purchase a portfolio of securities that are managed by professional investors who work towards choosing promising stocks, bonds, and other securities. The average investor's modest investment, then, follows the ups and downs of the diversified fund portfolio, without being vulnerable to one single stock or bond threatening his or her financial future. If, like most investors, you have a moderate to low tolerance for volatility, itis best to hold multiple mutual funds with different styles and objectives. If properly diversified, they will reduce volatility by combining fund types that do not share the same qualities. At Ryan Wealth Management, we understand that managing investments and retirement income is more complicated and time- consuming than ever before. Please call us today to schedule a consultation. In the interest of gaining further diversification, investors can choose two, three, or more mutual funds that invest in different sectors. To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Opinion analysis report! And help answer the question: "Will Í outlive my money?" Rob Ryan isa Reglatered Representative offering securities and advisory services threugh Reyal Alliance Associates, Inc. a registered broker dealer and registered investment advisor, Member FINRA. SIPC. Additional advisory services, insurancer and Estate Planning offered through Ryan Wealth Management are independent of Royal Alliance. Principal of Ryan Wealth Management, Inc. located at 463 Centary Park Drive ie Yubu City. CA Insurance L. rOCOs959 RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT Chny Yer Ca l MAKING THE BASKET CASE One of the most important rules of investing is the recommendation to "diversify."Put simply, this advice boils down to "not putting all your eggs in one basket."Doing so heightens risk. With this in mind, mutual fundsoffer instant diversificationand management, which is why they are appropriate investments for the average investor. Mutual funds pool investors'assets to purchase a portfolio of securities that are managed by professional investors who work towards choosing promising stocks, bonds, and other securities. The average investor's modest investment, then, follows the ups and downs of the diversified fund portfolio, without being vulnerable to one single stock or bond threatening his or her financial future. If, like most investors, you have a moderate to low tolerance for volatility, itis best to hold multiple mutual funds with different styles and objectives. If properly diversified, they will reduce volatility by combining fund types that do not share the same qualities. At Ryan Wealth Management, we understand that managing investments and retirement income is more complicated and time- consuming than ever before. Please call us today to schedule a consultation. In the interest of gaining further diversification, investors can choose two, three, or more mutual funds that invest in different sectors. To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Opinion analysis report! And help answer the question: "Will Í outlive my money?" Rob Ryan isa Reglatered Representative offering securities and advisory services threugh Reyal Alliance Associates, Inc. a registered broker dealer and registered investment advisor, Member FINRA. SIPC. Additional advisory services, insurancer and Estate Planning offered through Ryan Wealth Management are independent of Royal Alliance. Principal of Ryan Wealth Management, Inc. located at 463 Centary Park Drive ie Yubu City. CA Insurance L. rOCOs959