RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT Ort Yer CalR REAL ESTATE INVESTMENT TRUSTS Those looking for greater diversification of their investments may want to consider "real estate investment trusts" (REITS), which are companies that own and operate income-producing real estate. REITS, which can be purchased through company stock, mutual funds, or exchange-traded funds (ETFS), are of two types. "Equity REITS"buy and sell income properties or lease them out as landlords, while "mortgage REITS"either purchase mortgages or originate them using borrowed funds or money raised through selling shares as their capital. Both types of REITS must pass along 90 percent of their revenue to investors. Historically, REITS have delivered competitive total returns, based on high, steady dividend income and long-term capital appreciation. Their inclusion in portfolios as a diversifier helps reduce overall risk. Diversification does not guarantee a profit or prevent a loss in a declining market. More than 80 million Americans invest in REIT stocks through their 401(k) and other investment funds. REITS invest in a wide scope of real estate property, including offices, apartment buildings, warehouses, retail centers, medical facilities, data centers, cell towers, infrastructure and hotels. Most REITS focus on a particular property type, but some bold multiple types of properties in their portfolios. Everyone has different goals, so it's important to have a unique plan that works for you and your financial situation, both now and in the future. To learn more about our services, and look at diversifying your portfolio, please call our office for a review at no- cost or obligation. To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Opinion analysis report! And help answer the question: "Will Í outlive my money?" Rob Ryan is a Registered Representative offering securities and advisory services throngh Reyal Alliance Associates, Inc., a registered broker-dealer and registered investment advisor, Member FINRA. SIPC. Additional advisory services, inarance and Estate Planning ofered throwgh Ryan Wealth Management are independent of Royal Alliance. Principal of Ryan Wealth Management, Inc. located at 63 Centary Park Drive ie Yubu City. CA Insarance Li. rOcos959 RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT Ort Yer CalR REAL ESTATE INVESTMENT TRUSTS Those looking for greater diversification of their investments may want to consider "real estate investment trusts" (REITS), which are companies that own and operate income-producing real estate. REITS, which can be purchased through company stock, mutual funds, or exchange-traded funds (ETFS), are of two types. "Equity REITS"buy and sell income properties or lease them out as landlords, while "mortgage REITS"either purchase mortgages or originate them using borrowed funds or money raised through selling shares as their capital. Both types of REITS must pass along 90 percent of their revenue to investors. Historically, REITS have delivered competitive total returns, based on high, steady dividend income and long-term capital appreciation. Their inclusion in portfolios as a diversifier helps reduce overall risk. Diversification does not guarantee a profit or prevent a loss in a declining market. More than 80 million Americans invest in REIT stocks through their 401(k) and other investment funds. REITS invest in a wide scope of real estate property, including offices, apartment buildings, warehouses, retail centers, medical facilities, data centers, cell towers, infrastructure and hotels. Most REITS focus on a particular property type, but some bold multiple types of properties in their portfolios. Everyone has different goals, so it's important to have a unique plan that works for you and your financial situation, both now and in the future. To learn more about our services, and look at diversifying your portfolio, please call our office for a review at no- cost or obligation. To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Opinion analysis report! And help answer the question: "Will Í outlive my money?" Rob Ryan is a Registered Representative offering securities and advisory services throngh Reyal Alliance Associates, Inc., a registered broker-dealer and registered investment advisor, Member FINRA. SIPC. Additional advisory services, inarance and Estate Planning ofered throwgh Ryan Wealth Management are independent of Royal Alliance. Principal of Ryan Wealth Management, Inc. located at 63 Centary Park Drive ie Yubu City. CA Insarance Li. rOcos959