RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT Da Yor Core ke e RECORD KEEPING As the pile grows thicker, people often wonder how long they should hold onto their tax records. Because the IRS generally has up to three years (after the tax-filing deadline) to initiate an audit, taxpayers should keep all documents supporting their income, expenses, credits, and deductions for at least that long; however, it will likely prove helpful to keep income-tax returns indefinitely. If the occasion arises where income must be documented during a mortgage application process, or a Social Security error needs correction, the tax returns will help speed the process. It also makes good sense to retain any documents that establish the basis of property and investment so that the gain or loss can be accurately determined. One of the most important components of any successful advisory relationship is truly understanding who you are, and what you want your goals to be. The advisors at Ryan Wealth Management focus on what is most important to you, both financially and personally. Together, we will examine all the major aspects of your financial life, including your specific values and goals as well as your time horizon, income and liquidity needs and ability and willingness to take risk. Taxpayers are advised to retain Form 8606 that shows all non-deductible IRA contributions until the IRA funds are withdrawn to prove that the taxes have been paid. To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Opinion analysis report! And help answer the question: "Will I outlive my money?" Rob Ryan is a Registered Representative offering securities and advisory services through Reyal Alliance Associates, Inc.a registered broker-dealer and registered investment advisor, Member FINRA, SIPC. Additional advisory services, insurance and Estale Planning offered through Ryan Wealth Managenment are independent of Royal Aliance. Principal of Ryan Wealth Managrment, Incr. located at 463 Century Park Drive ia Yuba City. CA Insurance Lk. rOCO5959 RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT Da Yor Core ke e RECORD KEEPING As the pile grows thicker, people often wonder how long they should hold onto their tax records. Because the IRS generally has up to three years (after the tax-filing deadline) to initiate an audit, taxpayers should keep all documents supporting their income, expenses, credits, and deductions for at least that long; however, it will likely prove helpful to keep income-tax returns indefinitely. If the occasion arises where income must be documented during a mortgage application process, or a Social Security error needs correction, the tax returns will help speed the process. It also makes good sense to retain any documents that establish the basis of property and investment so that the gain or loss can be accurately determined. One of the most important components of any successful advisory relationship is truly understanding who you are, and what you want your goals to be. The advisors at Ryan Wealth Management focus on what is most important to you, both financially and personally. Together, we will examine all the major aspects of your financial life, including your specific values and goals as well as your time horizon, income and liquidity needs and ability and willingness to take risk. Taxpayers are advised to retain Form 8606 that shows all non-deductible IRA contributions until the IRA funds are withdrawn to prove that the taxes have been paid. To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Opinion analysis report! And help answer the question: "Will I outlive my money?" Rob Ryan is a Registered Representative offering securities and advisory services through Reyal Alliance Associates, Inc.a registered broker-dealer and registered investment advisor, Member FINRA, SIPC. Additional advisory services, insurance and Estale Planning offered through Ryan Wealth Managenment are independent of Royal Aliance. Principal of Ryan Wealth Managrment, Incr. located at 463 Century Park Drive ia Yuba City. CA Insurance Lk. rOCO5959