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    February 21, 2020
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RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT Ovatng You Coe la Rerune FRIENDLY TAKEOVER Every business should have a continuity plan that ensures the right person gets the company should the owner die or become disabled. In most cases, this preferred person must be assured of available funds to purchase the business. If so, "business continuation insurance"in the form of a business- oriented life insurance policy or a business-oriented disability insurance policy will address these needs. This type of insurance helps eliminate complex entanglements in business managenment problems which they may not be familiar with. Owners may also ensure the continuance of their businesses by investing in"key-person insurance"policies, which protect their firms from the consequences of the sudden death of any of their key employees. Combined with clear buy-sell agreements, business continuity insurance can help businesses with multiple owners and partners maintain an orderly succession strategy. Insurance planning is a critical component of a comprehensive financial plan. Protecting yourself, your loved ones, your home, or your business against unexpected events is a fundamental aspect of financial planning. Check in with us so we can discuss your situation in detail and determine how much coverage you may need, what risks you may be exposed to, and how much you should pay. With key-person insurance, the business buys a policy on the individual's life and makes itself the beneficiary. To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Opinion analysis report! And help answer the question: "Will I outlive my money?" Rob Ryan is a Registered Representative offring securities and advisory services through Royal Alliance Associates, Inc. a registered broker-dealer and registered investment advisor, Member FINRA, SIPC. Additional advisory services, insarance and Estale Planning offered through Ryan Wealth Managenment are independent of Royal Alliance. Principal of Ryan Wealth Managrment, Incr. located at 463 Century Park Drive iu Yuba City, CA Insurance Lk. rOCO5959 RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT Ovatng You Coe la Rerune FRIENDLY TAKEOVER Every business should have a continuity plan that ensures the right person gets the company should the owner die or become disabled. In most cases, this preferred person must be assured of available funds to purchase the business. If so, "business continuation insurance"in the form of a business- oriented life insurance policy or a business-oriented disability insurance policy will address these needs. This type of insurance helps eliminate complex entanglements in business managenment problems which they may not be familiar with. Owners may also ensure the continuance of their businesses by investing in"key-person insurance"policies, which protect their firms from the consequences of the sudden death of any of their key employees. Combined with clear buy-sell agreements, business continuity insurance can help businesses with multiple owners and partners maintain an orderly succession strategy. Insurance planning is a critical component of a comprehensive financial plan. Protecting yourself, your loved ones, your home, or your business against unexpected events is a fundamental aspect of financial planning. Check in with us so we can discuss your situation in detail and determine how much coverage you may need, what risks you may be exposed to, and how much you should pay. With key-person insurance, the business buys a policy on the individual's life and makes itself the beneficiary. To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Opinion analysis report! And help answer the question: "Will I outlive my money?" Rob Ryan is a Registered Representative offring securities and advisory services through Royal Alliance Associates, Inc. a registered broker-dealer and registered investment advisor, Member FINRA, SIPC. Additional advisory services, insarance and Estale Planning offered through Ryan Wealth Managenment are independent of Royal Alliance. Principal of Ryan Wealth Managrment, Incr. located at 463 Century Park Drive iu Yuba City, CA Insurance Lk. rOCO5959