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    September 11, 2020
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RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT Cherting Yor Coe for Ratremt UNWARRANTED RETIREE FRUGALITY Some retirees are so afraid they will outlive their savings that they are spending less than they need to. In the process of spending down their assets so slowly, they are shortchanging themselves. According to a recent report from the Employee Benefit Research Institute, among retirees with less than S200,000 in non-housing assets immediately before retirement, the median had spent down about one-quarter of their assets after 18 years. The median of those with between $200,000 and $500,000 had spent down a little more than one-quarter of their assets over 18 years, while retirees with at least $500,000 had spent down just I1.8% of their assets within the first 20 years. A financial planner can help retirees plan a 20- to 30- year retirement. At Ryan Wealth Management, we help pre-retirees and retirees who want comprehensive wealth management plans strategically designed to help sustain wealth, offer long-term growth, and provide financial security. Everyone has different goals, so it's important to have a unique plan that works for you and your financial situation, both now and in the future. For more information or to schedule a consultation, please call us today. The above-mentioned report found that, among retirees who started with less than $200,000 in savings, about one-third have less than 20% of their assets remaining after 17-18 years of retirement. To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Òpinion analysis report! And help answer the question: "Will Í outlive my money?" Rob Ryan is a Reglatered Representative offering securities and advisory services throngh Reyal Alliance Associates, Inc., a registered broker-dealer and registered investment adviser, Member FINRA. SIPC. Additional advisory services, insurancer and Estate Planning offered through Ryan Wealth Management are independent of Royal Alliance. Principal of Ryan Weulth Management, Incr. located at 463 Centary Park Drive ie Yubu City. CA Insarance Lk. rOcos9s9 RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT Cherting Yor Coe for Ratremt UNWARRANTED RETIREE FRUGALITY Some retirees are so afraid they will outlive their savings that they are spending less than they need to. In the process of spending down their assets so slowly, they are shortchanging themselves. According to a recent report from the Employee Benefit Research Institute, among retirees with less than S200,000 in non-housing assets immediately before retirement, the median had spent down about one-quarter of their assets after 18 years. The median of those with between $200,000 and $500,000 had spent down a little more than one-quarter of their assets over 18 years, while retirees with at least $500,000 had spent down just I1.8% of their assets within the first 20 years. A financial planner can help retirees plan a 20- to 30- year retirement. At Ryan Wealth Management, we help pre-retirees and retirees who want comprehensive wealth management plans strategically designed to help sustain wealth, offer long-term growth, and provide financial security. Everyone has different goals, so it's important to have a unique plan that works for you and your financial situation, both now and in the future. For more information or to schedule a consultation, please call us today. The above-mentioned report found that, among retirees who started with less than $200,000 in savings, about one-third have less than 20% of their assets remaining after 17-18 years of retirement. To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Òpinion analysis report! And help answer the question: "Will Í outlive my money?" Rob Ryan is a Reglatered Representative offering securities and advisory services throngh Reyal Alliance Associates, Inc., a registered broker-dealer and registered investment adviser, Member FINRA. SIPC. Additional advisory services, insurancer and Estate Planning offered through Ryan Wealth Management are independent of Royal Alliance. Principal of Ryan Weulth Management, Incr. located at 463 Centary Park Drive ie Yubu City. CA Insarance Lk. rOcos9s9