RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT Oatng Yor Core fo e THE ROTH 401(k) If you are an employee who has been offered a Roth 401(k), you may welcome the opportunity. Although a Roth 401(k) trades the up-front tax savings of a regular 401(k) for a later tax break, the Roth 401(k) is a winner when it comes to accumulated savings. Similar to a Roth IRA, contributions to a Roth 410(k) are made with after-tax dollars, which cuts into your take-home pay. However, unlike a traditional 401(k), all funds withdrawn from the account in retirement are tax-free if the account has been open for at least five years and you are at least fifty-nine-and-a-half years old. The advisors at Ryan Wealth Management can help retirees and pre-retirees who want comprehensive wealth management plans strategically designed to help sustain wealth, offer long-term monthly cash flow, and provide financial security. Everyone has different goals, so it's important to have a unique plan that works for you and your financial situation, both now and in the future. Please call us to schedule a consultation. As with a traditional 401(k), you must take minimum distributions from a Roth 401(k) once you turn age seventy-two-and-a-half. To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Opinion analysis report! And help answer the question: "Will I outlive my money?" Reb Ryan is a Registered Representative offering securities and advisory services through Rayal Alliance Associates, In., a registered broker-dealer and registered invesitment advisor, Member FINRA, SIPC. Additional advisory services, insurance and Estale Planning ofered throngh Ryan Wealth Management are independent of Royal Alliance. Principal of Rya Wealth Management, Inc. located at 463 Century Park Drive ie Yuba City. CA Insurance Lk. rOCO5959 RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT Oatng Yor Core fo e THE ROTH 401(k) If you are an employee who has been offered a Roth 401(k), you may welcome the opportunity. Although a Roth 401(k) trades the up-front tax savings of a regular 401(k) for a later tax break, the Roth 401(k) is a winner when it comes to accumulated savings. Similar to a Roth IRA, contributions to a Roth 410(k) are made with after-tax dollars, which cuts into your take-home pay. However, unlike a traditional 401(k), all funds withdrawn from the account in retirement are tax-free if the account has been open for at least five years and you are at least fifty-nine-and-a-half years old. The advisors at Ryan Wealth Management can help retirees and pre-retirees who want comprehensive wealth management plans strategically designed to help sustain wealth, offer long-term monthly cash flow, and provide financial security. Everyone has different goals, so it's important to have a unique plan that works for you and your financial situation, both now and in the future. Please call us to schedule a consultation. As with a traditional 401(k), you must take minimum distributions from a Roth 401(k) once you turn age seventy-two-and-a-half. To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Opinion analysis report! And help answer the question: "Will I outlive my money?" Reb Ryan is a Registered Representative offering securities and advisory services through Rayal Alliance Associates, In., a registered broker-dealer and registered invesitment advisor, Member FINRA, SIPC. Additional advisory services, insurance and Estale Planning ofered throngh Ryan Wealth Management are independent of Royal Alliance. Principal of Rya Wealth Management, Inc. located at 463 Century Park Drive ie Yuba City. CA Insurance Lk. rOCO5959