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    May 22, 2020
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RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT Ctng Yer C e e ADDRESSING CONTINUING CONCERNS Business co-owners should be careful not to get so caught up in the minute of daily operations that they neglect to take a longer view. While sales and payroll may be of immediate concern, death and disability present themselves as distinct (if somewhat vague and remote) threats. Those with a wider perspective know that provisions must be in place in the event a business owner dies or become disabled. The solution rests with the legal document known as a "buy-sell agreement."Funded by life and disability insurance, it is a legally binding agreement between co-owners that helps ensure the continuity of their business if a co-owner dies, is forced to leave the business, or chooses to leave. Business specialists and financial planners often recommend life insurance to ensure that a buy-sell agreement is funded properly. This guarantees that there will be money available should the buy-sell event become a reality. Insurance planning is a critical component of a comprehensive financial plan. Protecting yourself, your loved ones, your home, or your business against unexpected events is a fundamental aspect of financial planning. To learn more about our services, please contact us today. Ask our Certified Financial Planner, specializing in small business, for advice. With a buy-sell agreement funded by life insurance, the company or the individual co-owners buy life insurance policies on the lives of each co-owner. To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Òpinion analysis report! And help answer the question: "Will Í outlive my money?" Rob Ryan is a Reglatered Representative offering securities and advisory services throngh Reyal Alliance Associates, Inc., a registered broker-dealer and registered investment adviser, Member FINRA. SIPC. Additional advisory services, insurancer and Estate Planning offered through Ryan Wealth Management are independent of Royal Alliance. Principal of Ryan Weulth Management, Incr. located at 463 Centary Park Drive ie Yubu City. CA Insarance Lk. rOcos9s9 RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT Ctng Yer C e e ADDRESSING CONTINUING CONCERNS Business co-owners should be careful not to get so caught up in the minute of daily operations that they neglect to take a longer view. While sales and payroll may be of immediate concern, death and disability present themselves as distinct (if somewhat vague and remote) threats. Those with a wider perspective know that provisions must be in place in the event a business owner dies or become disabled. The solution rests with the legal document known as a "buy-sell agreement."Funded by life and disability insurance, it is a legally binding agreement between co-owners that helps ensure the continuity of their business if a co-owner dies, is forced to leave the business, or chooses to leave. Business specialists and financial planners often recommend life insurance to ensure that a buy-sell agreement is funded properly. This guarantees that there will be money available should the buy-sell event become a reality. Insurance planning is a critical component of a comprehensive financial plan. Protecting yourself, your loved ones, your home, or your business against unexpected events is a fundamental aspect of financial planning. To learn more about our services, please contact us today. Ask our Certified Financial Planner, specializing in small business, for advice. With a buy-sell agreement funded by life insurance, the company or the individual co-owners buy life insurance policies on the lives of each co-owner. To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Òpinion analysis report! And help answer the question: "Will Í outlive my money?" Rob Ryan is a Reglatered Representative offering securities and advisory services throngh Reyal Alliance Associates, Inc., a registered broker-dealer and registered investment adviser, Member FINRA. SIPC. Additional advisory services, insurancer and Estate Planning offered through Ryan Wealth Management are independent of Royal Alliance. Principal of Ryan Weulth Management, Incr. located at 463 Centary Park Drive ie Yubu City. CA Insarance Lk. rOcos9s9