RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT Car e Coe REGULAR REEVALUATIONS It is important to reevaluate any insurance policy in order to make sure the policyholder's insurance needs are being adequately met. Such assessments are recommended on an annual basis, usually around days prior to renewal. This timing will provide an adequate opportunity to adjust coverage before being billed for renewed coverage. Life-altering events such as a home addition or the birthof a child demand more immediate attention. In addition, a review should be conducted prior to the purchase of any new big-ticket item. When new coverage is purchased as the result of a review, it is essential to note when it takes effect so that no lapses in coverage will occur. Insurance provides financial support and reduces uncertainties in business and human life. It provides safety and security against a particular event. Insurance facilitates spreading of risk from the insured to the insurer. The basic principle of insurance is to spread risk among a large number of people. We will discuss your situation in detail and determine how much coverage you may need, what risks you may be exposed to, and how much you should pay. We don't work for one insurance company. From us, you will have multiple quotes to compare price versus benefits. Contact our office to schedule a consultation. Reevaluating your homeowner's policy on an annual basis ensures that your new policy reflects the lower monetary value of itemized possessions that have depreciated in value. To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Opinion analysis report! And help answer the question: "Will Í outlive my money?" Rob Ryan isa Reglatered Representative offering securities and advisory services threugh Reyal Alliance Associates, Inc. a registered broker dealer and registered investment advisor, Member FINRA. SIPC. Additional advisory services, insurancer and Estate Planning offered through Ryan Wealth Management are independent of Royal Alliance. Principal of Ryan Wealth Management, Inc. located at 463 Centary Park Drive ie Yubu City. CA Insurance L. rOCOs959 RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT Car e Coe REGULAR REEVALUATIONS It is important to reevaluate any insurance policy in order to make sure the policyholder's insurance needs are being adequately met. Such assessments are recommended on an annual basis, usually around days prior to renewal. This timing will provide an adequate opportunity to adjust coverage before being billed for renewed coverage. Life-altering events such as a home addition or the birthof a child demand more immediate attention. In addition, a review should be conducted prior to the purchase of any new big-ticket item. When new coverage is purchased as the result of a review, it is essential to note when it takes effect so that no lapses in coverage will occur. Insurance provides financial support and reduces uncertainties in business and human life. It provides safety and security against a particular event. Insurance facilitates spreading of risk from the insured to the insurer. The basic principle of insurance is to spread risk among a large number of people. We will discuss your situation in detail and determine how much coverage you may need, what risks you may be exposed to, and how much you should pay. We don't work for one insurance company. From us, you will have multiple quotes to compare price versus benefits. Contact our office to schedule a consultation. Reevaluating your homeowner's policy on an annual basis ensures that your new policy reflects the lower monetary value of itemized possessions that have depreciated in value. To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Opinion analysis report! And help answer the question: "Will Í outlive my money?" Rob Ryan isa Reglatered Representative offering securities and advisory services threugh Reyal Alliance Associates, Inc. a registered broker dealer and registered investment advisor, Member FINRA. SIPC. Additional advisory services, insurancer and Estate Planning offered through Ryan Wealth Management are independent of Royal Alliance. Principal of Ryan Wealth Management, Inc. located at 463 Centary Park Drive ie Yubu City. CA Insurance L. rOCOs959