RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT Oetg Y Cou atre INSURANCE THAT GOES A LONG WAY In the face of rising long-term care insurance costs, those contemplating their senior years may want to consider another possible option. Longevity insurance requires a relatively small investment at age 65, for which a relatively large payout begins at age 85. Because the money from longevity insurance benefits can be used for any purpose, they may be a better choice than a stand-alone long-term care policy. Of course, the expectation is that those investing in longevity insurance are healthy and expect to live long lives. The payouts from longevity insurance can be used to help cover any monthly long-term care bills, while payments from most stand-alone long-term care policies end after three to five years. If you do not live long enough to begin receiving payments or if you pass away before the full value of the longevity policy is paid out, any remaining policy payments may be returned to your account and left to your designated beneficiaries. Some policies may include this provision or offer it at an extra cost. At Ryan Wealth Management our passion is helping you achieve greater confidence and financial freedom. Contact us to schedule a consultation, for planning your future. A healthy 65-year-old man has a 50 percent chance of living to 85, and a woman of the same age has a 50 percent chance of reaching 88. http://www.kiplinger.com/artidle/insurance/T047-CO00-S002- retirement-income-you-ll-never-outlive.html To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Opinion analysis report! And help answer the question: "Will Í outlive my money?" Rob Ryan is a Registered Representative offering securities and advisory services throngh Reyal Alliance Associates, Inc., a registered broker-dealer and registered investment advisor, Member FINRA. SIPC. Additional advisory services, inarance and Estate Planning ofered throwgh Ryan Wealth Management are independent of Royal Alliance. Principal of Ryan Wealth Management, Inc. located at 63 Centary Park Drive ie Yubu City. CA Insarance Li. rOcos959 RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT Oetg Y Cou atre INSURANCE THAT GOES A LONG WAY In the face of rising long-term care insurance costs, those contemplating their senior years may want to consider another possible option. Longevity insurance requires a relatively small investment at age 65, for which a relatively large payout begins at age 85. Because the money from longevity insurance benefits can be used for any purpose, they may be a better choice than a stand-alone long-term care policy. Of course, the expectation is that those investing in longevity insurance are healthy and expect to live long lives. The payouts from longevity insurance can be used to help cover any monthly long-term care bills, while payments from most stand-alone long-term care policies end after three to five years. If you do not live long enough to begin receiving payments or if you pass away before the full value of the longevity policy is paid out, any remaining policy payments may be returned to your account and left to your designated beneficiaries. Some policies may include this provision or offer it at an extra cost. At Ryan Wealth Management our passion is helping you achieve greater confidence and financial freedom. Contact us to schedule a consultation, for planning your future. A healthy 65-year-old man has a 50 percent chance of living to 85, and a woman of the same age has a 50 percent chance of reaching 88. http://www.kiplinger.com/artidle/insurance/T047-CO00-S002- retirement-income-you-ll-never-outlive.html To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Opinion analysis report! And help answer the question: "Will Í outlive my money?" Rob Ryan is a Registered Representative offering securities and advisory services throngh Reyal Alliance Associates, Inc., a registered broker-dealer and registered investment advisor, Member FINRA. SIPC. Additional advisory services, inarance and Estate Planning ofered throwgh Ryan Wealth Management are independent of Royal Alliance. Principal of Ryan Wealth Management, Inc. located at 63 Centary Park Drive ie Yubu City. CA Insarance Li. rOcos959