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    August 14, 2020
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RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT Cung ar Ca le OPTIMIZE YOUR BENEFITS Ina recent online poll of more than 1,000 Americans age 50 or older who are retired or who plan to retire in the next 10 years, more than half cite Social Security as their primary source of retirement benefits. The problem for many of these retirees is that they plan to start taking benefits at the earliest possible age of 62. In addition, many of the future retirees overestimate how much their benefit will be. This year, the maximum Social Security benefit for someone who waits until the full retirement age of 66 to claim benefits is $2,861 per month. By postponing their claim until 70, current retirees can increase their benefit by 32%, to $3,777 per month. To decide whether it makes sense to delay, it's helpful to know how to calculate your breakeven point and get a good idea of how long it might take for delaying benefits to pay off for you. Talk to our in-houuse Social Security expert at Ryan Wealth Management, we understand that managing investments and retiremen income is more complicated and time-consuming than ever before. We follow a disciplined evidence-based approach to balance risk and return, and believe that educating clients enables them to make informed decisions prior to retirement and during retirement. Call us today. According to the survey mentioned above, nearly nine in ten respondents (88 percent) did not know what factors determine the maximum Social Security benefit an individual can receive. Source: imestamentnews.com (w.c.l18XFINANOS18A) hetp://hationwidefinancial.com/media/pd/NFM-17422A0.pdf To contact Rob Ryan: (530) 671-2100 retirearyanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Òpinion analysis report! And help answer the question: "Will I outlive my money?" Rob Ryan is a Registered Representative offering securities and advisory services threwgh Royal Alliance Associates, Inc, a registered broker-dealer and registered investment advisor, Member FINRA, SIPC. Additional advisary services, insarancer and Estale Planning offered through Ryan Wealth Management are independent of Royal Alliance. Principal of Ryan Wealth Management, Ince. located at 463 Centary Park Drive ie Yuba City. CA Insarance Li. rOCos959 RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT Cung ar Ca le OPTIMIZE YOUR BENEFITS Ina recent online poll of more than 1,000 Americans age 50 or older who are retired or who plan to retire in the next 10 years, more than half cite Social Security as their primary source of retirement benefits. The problem for many of these retirees is that they plan to start taking benefits at the earliest possible age of 62. In addition, many of the future retirees overestimate how much their benefit will be. This year, the maximum Social Security benefit for someone who waits until the full retirement age of 66 to claim benefits is $2,861 per month. By postponing their claim until 70, current retirees can increase their benefit by 32%, to $3,777 per month. To decide whether it makes sense to delay, it's helpful to know how to calculate your breakeven point and get a good idea of how long it might take for delaying benefits to pay off for you. Talk to our in-houuse Social Security expert at Ryan Wealth Management, we understand that managing investments and retiremen income is more complicated and time-consuming than ever before. We follow a disciplined evidence-based approach to balance risk and return, and believe that educating clients enables them to make informed decisions prior to retirement and during retirement. Call us today. According to the survey mentioned above, nearly nine in ten respondents (88 percent) did not know what factors determine the maximum Social Security benefit an individual can receive. Source: imestamentnews.com (w.c.l18XFINANOS18A) hetp://hationwidefinancial.com/media/pd/NFM-17422A0.pdf To contact Rob Ryan: (530) 671-2100 retirearyanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Òpinion analysis report! And help answer the question: "Will I outlive my money?" Rob Ryan is a Registered Representative offering securities and advisory services threwgh Royal Alliance Associates, Inc, a registered broker-dealer and registered investment advisor, Member FINRA, SIPC. Additional advisary services, insarancer and Estale Planning offered through Ryan Wealth Management are independent of Royal Alliance. Principal of Ryan Wealth Management, Ince. located at 463 Centary Park Drive ie Yuba City. CA Insarance Li. rOCos959