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    December 14, 2019
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RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT BOOMERS MAY OUTLIVE ASSETS It may be that even Baby Boomers are not immune to outliving their assets when they retire. According to a recent study commissioned by Americans for Secure Retirement, nearly three new middle-class retirees in five will outlast their savings unless they live more modestly when they retire. The study, which was prepared by accountants Ernst & Young, goes on to say that the best prepared among the 77 million Baby Boomers are the oldest among them. Middle-class people who are now facing retirement can expect an average cut of 24% in their standard of living while those who will not retire for seven years face a 37% reduction. Retirement planning requires adopting realistic expectations and acting accordingly. We believe our clients and their families deserve the attention, care, and guidance that can only be provided through a long-term financial partnership. We take the mystery out of investing, managing risk, preparing for retirement, and preserving your assets in retirement. We also ensure the financial plans we design are closely aligned with legal and tax considerations. Call Ryan Wealth Management today to schedule a consultation. The expectation of living longer, persistent inflation, and financial market volatility contribute to the greater likelihood that Baby Boomers may outlive their assets. To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Òpinion analysis report! And help answer the question: "Will I outlive my money?" 3D Rob Ryan is a Registered Representative offring securities and advisory services through Royal Alliance Associates, In. a registered broker-dealer and registered investment adviser, Member FINRA, SIPC. Additional advisory services, insurance and Estate Planning ofered through Ryan Wealth Management are independent of Royal Alliance. Principal of Ryan Wealth Management, Incr. located at 163 Cenfury Park Drive ie Yuba City. CA Insurance Lik. rOcos959 RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT BOOMERS MAY OUTLIVE ASSETS It may be that even Baby Boomers are not immune to outliving their assets when they retire. According to a recent study commissioned by Americans for Secure Retirement, nearly three new middle-class retirees in five will outlast their savings unless they live more modestly when they retire. The study, which was prepared by accountants Ernst & Young, goes on to say that the best prepared among the 77 million Baby Boomers are the oldest among them. Middle-class people who are now facing retirement can expect an average cut of 24% in their standard of living while those who will not retire for seven years face a 37% reduction. Retirement planning requires adopting realistic expectations and acting accordingly. We believe our clients and their families deserve the attention, care, and guidance that can only be provided through a long-term financial partnership. We take the mystery out of investing, managing risk, preparing for retirement, and preserving your assets in retirement. We also ensure the financial plans we design are closely aligned with legal and tax considerations. Call Ryan Wealth Management today to schedule a consultation. The expectation of living longer, persistent inflation, and financial market volatility contribute to the greater likelihood that Baby Boomers may outlive their assets. To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Òpinion analysis report! And help answer the question: "Will I outlive my money?" 3D Rob Ryan is a Registered Representative offring securities and advisory services through Royal Alliance Associates, In. a registered broker-dealer and registered investment adviser, Member FINRA, SIPC. Additional advisory services, insurance and Estate Planning ofered through Ryan Wealth Management are independent of Royal Alliance. Principal of Ryan Wealth Management, Incr. located at 163 Cenfury Park Drive ie Yuba City. CA Insurance Lik. rOcos959