RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT Oat Tor Car for a A SIMPLE RETIREMENT PLAN FOR SMALL BUSINESSES For those with small or owner-only businesses, a Simplified Employee Pension (SEP) plan makes a great deal of sense. This simple plan allows for retirement funds to be set aside with very little expense or paperwork because no government filings are necessary. Sole proprietors, partnerships, and corporations, including S corporations, can set up SEP-IRAS. All contributions to a SEP-IRA are made by the employer to every member of a business (without exception). Besides the SEP- IRA contribution made by the employer, employees can also save in their own IRAS. For small business owners, there are also other options available that a financial professional can help explain, including a MYRA, SIMPLE IRA, SIMPLE 401(k), a Solo 401(k) plan, and defined benefit plans. Any business owner with one or more employees, or anyone with freelance income, has the choice to open one of several different plans. At Ryan Wealth Management, we provide personalized financial advice that take into account all aspects of your financial life and offer guidance, clarity of thought, and expertise to help you gain confidence in a more secure financial future for you personally or for your business. We are passionate about helping you achieve greater confidence and financial freedom so you can focus on what really matters in your life. Please call us to schedule a consultation, and learn how to reduce taxes while saving for your future. Contributions do not have to be made to SEP-IRAS every year. Thus, if a business owner has a down year, he or she can choose to make a small contribution or none at all. For additional information: https://www.irs.gov/retirement-plans/retirement-plans- faqs-regarding-seps-establish-a-sep To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Opinion analysis report! And help answer the question: "Will I outlive my money?" Rob Ryan is a Registered Representative offring securities and advisory services through Royal Alliance Associates, Inc. a registered broker-dealer and registered investment advisor, Member FINRA, SIPC. Additional advisory services, insarance and Estale Planning offered through Ryan Wealth Managenment are independent of Royal Alliance. Principal of Ryan Wealth Managrment, Incr. located at 463 Century Park Drive iu Yuba City, CA Insurance Lk. rOCO5959 RETIREMENT PLANNING With Rob Ryan ZRYAN WEALTH MANAGEMENT Oat Tor Car for a A SIMPLE RETIREMENT PLAN FOR SMALL BUSINESSES For those with small or owner-only businesses, a Simplified Employee Pension (SEP) plan makes a great deal of sense. This simple plan allows for retirement funds to be set aside with very little expense or paperwork because no government filings are necessary. Sole proprietors, partnerships, and corporations, including S corporations, can set up SEP-IRAS. All contributions to a SEP-IRA are made by the employer to every member of a business (without exception). Besides the SEP- IRA contribution made by the employer, employees can also save in their own IRAS. For small business owners, there are also other options available that a financial professional can help explain, including a MYRA, SIMPLE IRA, SIMPLE 401(k), a Solo 401(k) plan, and defined benefit plans. Any business owner with one or more employees, or anyone with freelance income, has the choice to open one of several different plans. At Ryan Wealth Management, we provide personalized financial advice that take into account all aspects of your financial life and offer guidance, clarity of thought, and expertise to help you gain confidence in a more secure financial future for you personally or for your business. We are passionate about helping you achieve greater confidence and financial freedom so you can focus on what really matters in your life. Please call us to schedule a consultation, and learn how to reduce taxes while saving for your future. Contributions do not have to be made to SEP-IRAS every year. Thus, if a business owner has a down year, he or she can choose to make a small contribution or none at all. For additional information: https://www.irs.gov/retirement-plans/retirement-plans- faqs-regarding-seps-establish-a-sep To contact Rob Ryan: (530) 671-2100 retire@ryanwealth.com | www.ryanwealth.com Go to my website www.ryanwealth.com and request a Second Opinion analysis report! And help answer the question: "Will I outlive my money?" Rob Ryan is a Registered Representative offring securities and advisory services through Royal Alliance Associates, Inc. a registered broker-dealer and registered investment advisor, Member FINRA, SIPC. Additional advisory services, insarance and Estale Planning offered through Ryan Wealth Managenment are independent of Royal Alliance. Principal of Ryan Wealth Managrment, Incr. located at 463 Century Park Drive iu Yuba City, CA Insurance Lk. rOCO5959